ACC Finance provides CFO-level discipline into scaling service businesses, so you gain control of margins, cash, and decision-making as you grow.
ACC Finance was founded to give ambitious business leaders access to experienced Chief Financial Officer leadership, typically reserved for larger organisations, without the cost or complexity of building a full finance team in-house.
We deliver experienced Fractional CFO leadership through a Full-Service Finance model, combining strategic financial oversight with an integrated finance function.
From bookkeeping and management accounts through to forecasting, cash flow planning, and commercial decision support, we build a financial structure that strengthens control and scales with your business.
We conduct a structured review of your financial performance, cost base, margin profile, working capital, financial controls, and reporting quality. This clarifies financial risks, performance drivers, and the commercial priorities that require immediate focus.
We align financial reporting, forecasting, controls, and performance metrics with your leadership objectives. Clear accountability and structured processes ensure finance supports strategic decisions rather than simply recording results.
With financial discipline established, we focus on improving margin efficiency, strengthening cash management, and preparing the business for sustained growth, investment readiness, or structural change.
ACC Finance provides Chief Financial Officer leadership and an integrated finance function for scaling service businesses. Our services combine senior CFO leadership with an integrated finance function, providing the financial structure, reporting discipline, and strategic insight leadership teams need to support better decisions.
Revenue is growing, but margins remain under pressure. Cash flow lacks predictability, and financial decisions are made without clear, forward-looking visibility.
Senior financial leadership without the cost of a full-time executive.
A Fractional CFO works alongside founders and leadership teams to strengthen financial controls, improve forecasting, and support better strategic decisions.
ACC provides both ongoing CFO leadership and targeted advisory support. This includes building robust financial reporting and forecasting, improving cash flow visibility and margin performance, and helping leadership teams evaluate strategic choices.
We also support key inflection points such as securing funding, scaling operations, or preparing the business for investment, sale, or ownership transition.
The result is a business operating with stronger financial control, clearer performance visibility, and better-informed strategic decisions.
Financial reporting is inconsistent. Cash visibility is limited, and leadership lacks reliable, timely insight to support decision-making. As the business grows, financial processes struggle to keep pace.
A high-performing finance function is the foundation of effective CFO leadership.
ACC delivers a structured finance function aligned with CFO-led financial management, providing the financial visibility, control, and reporting discipline required to support confident decision-making.
This includes management accounts, financial reporting, forecasting, and financial controls, ensuring data is accurate, timely, and decision-ready.
By combining operational finance capability with senior CFO leadership, we ensure leadership teams have the reliable financial information needed to understand performance and act with clarity.
The result is a business operating with consistent financial visibility, stronger control, and the financial structure required to scale with discipline.
Revenue may be growing, but profitability lacks consistency. Cash flow feels unpredictable, and financial reporting provides limited forward-looking insight.
A Financial Health Check provides an independent, CFO-led diagnostic to assess profitability, cash flow, balance sheet strength, and financial controls.
Many businesses begin working with ACC through a Financial Health Check to gain an independent view of financial performance and structure before implementing longer-term CFO leadership.
Using benchmarking and commercial financial analysis, we identify margin gaps, cash flow pressures, structural inefficiencies, and areas where financial controls or reporting may be limiting decision-making.
The assessment delivers a clear written report, benchmark analysis, and prioritised recommendations to strengthen profitability, improve financial discipline, and support stronger commercial decision-making.
The result is independent clarity on where the business stands and a practical roadmap to improve financial performance.
Get an experienced CFO perspective on your financial structure, performance, and growth plans.
ACC combines experienced CFO leadership with an AI intelligence layer that captures the full context of each client relationship.
Client meetings, financial discussions, and key decisions are structured and instantly accessible, creating a reliable institutional memory across the business.
This enables faster, better-informed financial decisions, with advice grounded in both the data and the commercial context behind it.
As businesses grow, critical financial and commercial context is often fragmented across meetings, reports, and operational discussions.
ACC’s AI capability brings this information together, linking financial data with the decisions and discussions behind it.
This ensures the right insight is surfaced at the right time, supporting faster, better-informed financial decisions.
The result is faster analysis, deeper financial insight, and better-informed preparation for key decisions and discussions.
CFOs enter conversations with clear visibility of prior decisions, while the finance team delivers analysis and reporting with greater speed and consistency.
Most importantly, knowledge that would typically remain fragmented becomes structured, accessible intelligence to support better financial decisions.
Scaling service businesses face margin pressure, cash volatility, and increasing operational complexity.
Revenue may be rising, yet EBITDA, working capital, and cost discipline often lack structure.
We deliver CFO leadership that strengthens forecasting, sharpens margin control, and embeds financial discipline.
UK founder-led agencies and consultancies between £2m and £10m turnover experiencing rapid revenue growth, but with financial management failing to keep pace. Margins fluctuate, cash flow tightens, and profitability lacks consistency. They need structured forecasting, stronger margin control, and CFO-level oversight.
Established service firms between £5m and £15m with steady revenue but underperforming profitability. Margins are compressed, pricing and utilisation are misaligned, and profit performance is falling short of industry benchmarks. They require margin restructuring, pricing recalibration, and stronger financial accountability within the leadership team.
Service businesses approaching a key financial milestone, such as fundraising, investment, or exit. Financial information lacks the structure and credibility required to withstand external scrutiny. Forecasts are insufficiently robust, and financial narratives are not clearly defined. They require investment-grade financial modelling, stronger reporting discipline, and CFO-level support to navigate the process.
Founder-led service businesses between £2m and £5m experiencing increasing financial pressure, where cash flow is constrained and financial visibility is limited. Decision-making becomes reactive, and confidence in the numbers is low. They require immediate financial clarity, stabilisation of cash flow, and structured CFO support to regain control and direction.
Gain independent clarity on profitability, cash flow, and financial controls before your next stage of growth.
Applications are reviewed to ensure a strong fit.
