Experienced Fractional CFO leadership for scaling UK service businesses, delivered by an experienced team with deep agency and professional services sector expertise.
We combine Chief Financial Officer leadership with a dedicated finance function to strengthen margins, cash flow, and financial controls.
ACC Finance was established to provide scaling UK service businesses with Chief Financial Officer (CFO) level leadership, typically found in larger organisations, without the cost or complexity of building it in-house.
We deliver experienced Fractional CFO support through a CFO-led financial model, combining board-level financial leadership with a structured finance function embedded within the business.
From bookkeeping and management accounts to forecasting, working capital management, and commercial decision support, we build a disciplined finance structure that scales with your business.
We deliver financial discipline and strategic oversight to scaling service businesses, strengthening margins, improving cash flow, and building performance that sustains long-term growth.
Our Chief Financial Officers have led finance within large agency and professional service businesses, managing project-based revenue, margin pressure, and complex cost structures. We bring practical experience in pricing discipline, EBITDA performance, working capital management, and board-level financial governance.
Alongside strategic oversight, our finance team delivers management accounts, forecasting, cash flow modelling, financial controls, and performance reporting. This end-to-end capability ensures finance supports commercial decision-making rather than reacting to it.
We understand the financial mechanics of agencies and professional service firms, from utilisation and pricing to cost structure and cash management. Our experience enables leadership teams to scale with discipline and control.
Scaling service businesses face margin pressure, cash volatility, and increasing operational complexity.
Revenue may be rising, yet EBITDA, working capital, and cost discipline often lack structure.
We deliver Chief Financial Officer oversight that strengthens forecasting, sharpens margin control, and embeds financial discipline.
UK founder-led agencies and consultancies between £2m and £10m turnover experiencing rapid revenue growth, but with financial management failing to keep pace. Margins fluctuate, cash flow tightens, and profitability lacks consistency. They need structured forecasting, stronger margin control, and CFO-level oversight.
Established service firms between £5m and £15m with steady revenue but underperforming profitability. Margins are compressed, pricing and utilisation are misaligned, and profit performance is falling short of industry benchmarks. They require margin restructuring, pricing recalibration, and stronger financial accountability within the leadership team.
Service businesses approaching a key financial milestone, such as fundraising, investment, or exit. Financial information lacks the structure and credibility required to withstand external scrutiny. Forecasts are insufficiently robust, and financial narratives are not clearly defined. They require investment-grade financial modelling, stronger reporting discipline, and CFO-level support to navigate the process.
Founder-led service businesses between £2m and £5m experiencing increasing financial pressure, where cash flow is constrained and financial visibility is limited. Decision-making becomes reactive, and confidence in the numbers is low. They require immediate financial clarity, stabilisation of cash flow, and structured CFO support to regain control and direction.
We measure success by the outcomes we help our clients achieve. From stronger cash flow to strategic growth and successful exits, our impact is practical, measurable, and lasting. Here’s what our clients say about working with us.
We conduct a structured review of your financial performance, cost base, margin profile, working capital, and reporting quality. This clarifies financial risks, performance drivers, and the commercial priorities that require immediate focus.
We align financial reporting, forecasting, controls, and performance metrics with your leadership objectives. Clear accountability and structured processes ensure finance supports strategic decisions rather than simply recording results.
With financial discipline established, we focus on improving margin efficiency, strengthening cash management, and preparing the business for sustained growth, investment readiness, or structural change.
Gain independent clarity on profitability, cash flow, and financial controls before your next stage of growth.
Applications are reviewed to ensure a strong fit.
We operate as an extension of your leadership team, bringing commercial judgement, financial rigour, and accountability at every stage of growth. Meet the team behind ACC Finance and discover how our collective expertise supports scaling service businesses across the UK.
ACC Finance is built around experienced Chief Financial Officers and finance professionals with backgrounds in large agency and professional service environments. Led by Adam Cooper, our team combines board-level CFO experience with deep sector expertise across agencies and professional services. We operate as an extension of your leadership team, bringing commercial judgement, financial discipline, and accountability.
Our mission, vision and values define the standard we hold ourselves to as strategic finance partners. They guide how we lead, how we advise, and how we build long-term relationships with ambitious UK service businesses.
We deliver financial clarity and control to founder-led service businesses through CFO leadership, enabling confident, commercially sound decisions as they scale.
To redefine how scaling service businesses experience finance through CFO leadership that drives clarity, control, and competitive advantage.
