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Raising Debt? Do This First.

By ACC Finance Team
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Thinking about raising debt finance for growth, refinancing, acquisitions or working capital?

In this episode of The Fractional CFO Show, Adam Cooper speaks with Steve Cockell, Founder of Obica Business Funding and experienced commercial debt advisor, about how the SME funding landscape has changed, and what founders must do before approaching lenders.

They discuss:

  • The decline of traditional relationship banking
  • The SME funding gap between £500k – £2m
  • Invoice finance vs unsecured cash flow lending vs asset-backed facilities
  • How to craft a compelling funding narrative
  • When to use a debt advisor
  • What lenders really look for in today’s credit environment

If you’re planning business growth and want to use debt finance strategically, this episode will help you approach funding with clarity and confidence.

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ACC Finance Team

ACC Finance are a team of experienced CFOs and management accountants who combine executive financial leadership with practical commercial judgement to work closely with founders and leadership teams to strengthen margins, improve cash flow, and guide critical financial decisions.
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